for buy-and-hold index investors
Your annual rebalance,
done in ten minutes.
Three funds across four accounts still means a spreadsheet, a calculator and an evening you'd rather spend elsewhere. PerkFolio reads every account, compares it to your target mix, and hands you the exact list of what to sell and buy. You place the trades.
sound familiar?
“I know I'm overweight US stocks. I just haven't opened the spreadsheet since January.”
“Every account shows its own pie chart. None of them shows the whole thing.”
“I'd rebalance more often if it didn't take a whole evening.”
You already picked the allocation. The only hard part left is the arithmetic. Let the software do that part.
how it works
Three steps. Then you place the trades.
Connect, read-only
Link your brokerages in a couple of minutes. PerkFolio can see balances and positions and nothing else.
Set your target mix
60/30/10, three-fund, whatever you already run. Nest pies if your taxable and retirement targets differ.
Get the plan
Sells first, then buys, with units, dollar amounts and which account to do each one in. Print it, tick it off at your broker, mark it done.
what changes
Whole-portfolio drift, not per-account
Your IRA can be off by 8% while the total is fine. PerkFolio measures drift where it matters: across everything you own.
Account-aware actions
Sells only come from accounts that hold the fund. Buys go where you already hold it. No accidental wash across accounts.
A reminder that includes the answer
Schedule a quarterly or annual check. On the day, the plan arrives by push and email, already worked out.
Tolerance bands you control
Hide adjustments under a dollar amount you choose so a $40 tweak never turns into a trade.
why read-only
We can't trade. That's the point.
Tools that can move your money need your trust, your API keys and a very good security team. PerkFolio needs none of that, because the worst it can do is show you a number.
No order code. Anywhere.
PerkFolio has no code path that places, previews or cancels an order. Not disabled. Not behind a flag. Absent.
Read-only connections
Brokerage and exchange links are opened with read scopes. Balances and positions come in. Nothing goes out.
You keep the keys
The plan lists exact units, amounts and accounts. You log in to your broker and place each trade yourself. Then mark it done.
questions
Can PerkFolio move my money?+
No. Connections are read-only and PerkFolio has no order-placement code at all. It reads balances and positions, works out what to sell and buy, and hands you the list. You place the trades at your broker.
Does it work with my 401(k)?+
If your plan provider is one of the 50+ institutions SnapTrade connects to, yes. If not, you can still track it by adding the positions to a pie manually and updating them when you rebalance.
What about tax lots and wash sales?+
The plan tells you what to sell and where. It does not pick lots or give tax advice; check your broker's lot selection before you place a sale in a taxable account.
What does it cost?+
Free covers one connected account, three pies and every feature, including scheduled plans. Pro removes the limits. Both tiers get the same tools; you only pay for scale.
free
$0 forever
One connected account, three pies, every feature. The rebalance plan, schedules, push and email included.
pro
∞ unlimited scale
Unlimited connections, pies and dashboard views. Same tools, more accounts. See pricing.
Stop rebalancing in a spreadsheet.
Connect one account free and see your first plan in minutes.
no card · read-only connections · cancel anytime
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